Tax efficient investing is likely something that has crossed your mind. After all, who doesn’t want to save money in taxes. There are two strategies that I want to discuss today that you can use to make your investments more tax efficient and put more dollars back into your pocket. CAPITAL GAINS STRATEGY If you […]
Tax Efficient Investing Read More »
Over the last five or six years we have fielded several questions about gold. Should gold be the place to invest due to our devalued U.S. dollar? If we experience another recession, is gold a good investment? Should I own physical gold coins and store them in a safe? It’s funny how these questions came
Is Gold A Good Investment ??? Read More »
Recently I blogged about the importance of no longer using Mutual Funds. One of the reasons for making this bold statement is that Mutual Funds are often times actively managed investments and as a result incur unnecessary taxation and cost. You see, one of the most important decisions you have to make is whether to
Active vs Passive Investing – Do You Know The Difference? Read More »
Last year we witnessed many children fighting over their toys. I mean, we witnessed Congress have a very kind spirited debate regarding government taxation and spending. At the eleventh hour (i.e. 1/1/13) Congress finally came to a bi-partisan agreement over the tax issue (notice that I didn’t say that they “resolved” the issue). So, as
Understanding the Fiscal Cliff Read More »
A few months ago I posted a blog about several free online budgeting tools (i.e. Mint.com, Yodlee.com, WaveAccounting.com, and ClearCheckBook.com). Since then, I have been able to further compare Mint.com and ClearCheckBook.com and have found the latter to be the better option. Let me explain why.
Online Budgeting Tools: Part II Read More »
This informative webinar covers the basics of Social Security and reveals strategies for maximizing your benefits. It also will guide you in when to take social security. The following types of questions will be answered:
(VIDEO) When To Take Social Security Read More »
You may have heard the term “comprehensive financial planning” being thrown around, but what exactly does it mean? Comprehensive Financial Planning, also referred to as Holistic Planning in some cases, can have many different meanings depending on who you talk to. Let me explain to you how my firm defines it.
What Is Comprehensive Financial Planning? Read More »
In the past, teachers were forced to participate in their work retirement plans (i.e. 403b) by investing into one of the several annuities that were available. Maybe you recall that these plans were also called TSA (Tax Sheltered Annuity) plans. What this essentially meant was that teachers were forced to contribute to some type of
Retirement Plans For Teachers Read More »
Many of us are familiar with the budgeting software Quicken. However, those of us that don’t want to worry about upgrading the software due to its obsolescence prefer online budgeting tools. If you haven’t noticed, software that you purchase off the shelf is starting to become a thing of the past. Apps and downloads appear
Online Budgeting Tools Read More »
