We Help Retirees' Savings Last a Lifetime

Gain Clarity  •  Achieve Financial Security  •  Enjoy Life

Reduce Anxiety & Worry

Have peace of mind

Get A Plan to follow

Financial Planning Doesn't Stop at Retirement!

  • Is your savings projected to run out?
  • Are you invested too aggressively (conservatively)?
  • Are you prepared for rising health costs?
  • Should you annually adjust your plan?
  • Can you afford to travel more than you are?
  • Are you withdrawing from your investments the right way?

Answers to these questions, and many others, can help to determine if your savings is expected to last your lifetime. 

A Little Planning Makes a Big Difference!

Get Your Financial Life on Track.

Your Adventure Begins Now!

Have you given any thought as to what your life would look like if you had more time and money to do the things that you love?

Having a clear Financial Plan can help you accomplish these goals so you can begin the ADVENTURE you were designed for! 

No longer be a slave to unanswered questions, worry, or fear of running out of money

What Does Your ADVENTURE Look Like?

Enjoy Life

Have peace of mind knowing that you can enjoy life because you have a plan for your finances.

Travel

Confidently travel knowing that you have the financial ability to do so.

Get Back Your Time

No more long hours on weekends figuring your finances out on your own. Spend this time with your grandchildren, friends, and hobbies.

3 Easy Steps to Financial Security

Schedule a Meeting

(virtual or in person)

Gather Financial Docs

(with our easy to use guide)

Get a Customized Plan

(with specific recommendations)

Why B.E.S.T. Wealth Management?

Access to a CERTIFIED FINANCIAL PLANNER™.

Helping people get organized since 2006.

No upfront costs.

Your Concerns

  • Running Out of Money
  • Affording Travel
  • Rising Health Costs
  • When to Take Social Security
  • Controlling Taxes
  • Leaving a Legacy

Financial Planning Doesn't Stop at Retirement!

Financial Planning for Retirees

Have you been retired for some time? Or did you recently cross the retirement finish line?

You probably think financial planning stops here. But hang on before you do that victory lap. There are a few things to consider from a financial planning perspective.

1. Taking Money Out Can Be Harder Than Putting Money In

Many retirees find that taking money out of their investment portfolio is actually a lot more complicated than putting money in. You may be juggling multiple income sources and looking for advice on how to withdraw funds tax-efficiently.

The decisions you make here could be the difference between running out of money or not! In other words, there’s more risk at this stage of investing than there was when you were accumulating money.

2. Optimize Your Asset Allocation

As you get older, you’ll probably want to change your asset allocation. Simply put, you’ll want to make sure your investments have the right amount in stocks, bonds, and cash to minimize your risk.

Now that you’re retired, you want to preserve your capital—so emphasizing lower risk investments in your portfolio may make sense. Yet, you may find yourself with 30+ years in retirement so you also need your money to grow. Balancing safety and growth is vitally important as a retiree.

3. Review Your Insurance Needs

Your insurance needs are likely changing, too. With fewer debts and dependents, you likely won’t need as much life insurance, if any at all. In addition, you need to plan to protect yourself from rising health care costs along with future long-term care needs. Proper planning around insurance is necessary to protect your investments, your lifestyle, and your spouse.

4. Fine Tune Your Plan

Every year of your retirement will be different. You’ll likely need to make annual adjustments to your financial plan to ensure you maintain a successful and satisfying lifestyle. It’s always better to identify things that need to be changed sooner rather than later, which is why regular reviews are so important.

Enjoy Peace of Mind in Your Retirement

Just when you thought your financial worries were behind you, you have new questions in retirement. We understand the issues and concerns you face as we’ve been helping retirees with their financial planning since 2006. 

By working with us, you’ll free up your time and have a plan for your finances (with specific steps to follow).

Schedule a meeting today to help ensure your savings will last a lifetime and possibly into the next generation!

Improve Your Plan!

Contact us to learn
more about:
  • Preserving Your Savings
  • Reviewing Your Plan
  • Making Adjustments
  • Spending More Time With Grandkids
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