Politics

3 Reasons to do a Roth IRA Conversion

In today’s blog post, learn 3 reasons why it may be advantageous for you to start converting some of your IRA to a Roth IRA (known as a Roth IRA Conversion). Doing so could significantly improve your net worth and protect you from an uncertain political future.

Read more “3 Reasons to do a Roth IRA Conversion”

A Vote for Small Cap Stocks?

Earlier this year, some of you had the fortune of hearing Weston Wellington from Dimensional Fund Advisors speak on Redefining Investment Advice. In this article he shares how US small company stocks have outperformed US large company stocks since the election. This recent situation helps illustrate that returns happen quickly, unpredictably, and with large magnitude. And that it’s important to maintain constant exposure to areas of higher expected returns (i.e. small company stocks, value stocks, and high profitable stocks).

Click here to read more.

If you’re new to our blog and wish to remain connected and receive future articles, please sign up for our eContent. Also feel free to list any comments below that you may have.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

Post-Election Market Performance

Perhaps you’ve been wondering why the stock market has been doing so well since the Presidential election.

Leading up to the election, it was widely expected that Hillary Clinton was going to win. Virtually every poll showed this. Then when it seemed that Donald Trump was poised to win, the stock market moved downward very sharply that night in after hours trading. But by morning, all of those losses evaporated and the market started trending upward and has posted phenomenal gains post-election.  Read more “Post-Election Market Performance”

Presidential Elections and the Stock Market

 

Making investment decisions based on the outcome of presidential elections is unlikely to result in reliable excess returns for investors. At best, any positive outcome will likely be the result of random luck. At worst, it can lead to costly mistakes.

Click here to read more.

If you’re new to our blog and wish to remain connected and receive future articles, please sign up for our eContent. Also feel free to list any comments below that you may have.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

Britain News

Friday, June 24th was one of the most volatile days we’ve seen in the Stock Market since 2008. The US Market (S&P 500) was down about 3.50% and the International Market (MSCI EAFE) was down around 8.50%. All of this happened in one day and was a result of Britain leaving the EU (European Union).

Read more “Britain News”

Significant Social Security Changes

Last week, President Obama signed a budget bill that included significant changes to Social Security. There were essentially two loopholes in the system that allowed people to claim more Social Security income than they would have otherwise. These were known as the File and Suspend Strategy and the Restricted Application Strategy.

The File and Suspend Strategy is essentially going away on 5/1/2016. Therefore, if your are age 66 (or older) by this date, then you have until this date to execute this strategy. You won’t be able to do it afterwards.

The Restricted Application Strategy can only be implemented if you are age 62 (or older) by 12/31/2015. If you will be this age by this date, then you will be able to execute this strategy when you are age 66.

One last point, if you are currently utilizing one of these strategies now, you will be grandfathered in and allowed to continue.

If you’re new to our blog and wish to remain connected and receive future articles, please sign up for our eContent. Also feel free to list any comments below that you may have.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™