Small Business Owner

(VIDEO) 3 Reasons Your Small Business Needs a 401(k)

In today’s video blog post, you’ll learn 3 important reasons your small business needs a 401(k). These reasons all revolve around benefits received by the owner(s), the business itself, and the employees. If you’ve been thinking about starting a 401(k) plan or even if you already have one, you’ll find benefit in watching this short video!

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4 Considerations When Choosing a 401k For Your Business

Whether you are looking to add a 401k plan for your employees or you already have one in place, there are some important things to consider. In today’s blog post, you will learn about 4 questions that you need to answer when choosing a 401k plan for the first time or managing an existing one. Specifically, these questions revolve around your legal responsibility as a business owner, the fees within the 401k plan, the investment strategy being implemented, and the ease of use for employees.

Read more “4 Considerations When Choosing a 401k For Your Business”

What’s A 401k? Financial Basics For Small Business Owners

You’ve likely heard of what a 401k is, but exactly what does this mean for you as a small business owner? One question on your mind may be how a 401k would benefit you or your employees. Additionally, you may be thinking / wondering how much it would cost or if you can even afford to have a 401k. In today’s blog post, I will be covering these issues as well as some other 401k basics you should be aware of.

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Volatility, China, and Oil

by Dimensional Fund Advisors

January 2016 saw the worst start to the year for the S&P 500 in history, while the Chinese equity market experienced a decline in prices as well as continued volatility and a decline in oil prices coincided with a decline in stock prices. These events provide an opportunity to examine several questions important to investors and revisit some fundamental principles of investing in capital markets.

Read more “Volatility, China, and Oil”

The Ultimate Tax Shelter

If you are eligible to but are not taking advantage of itemized deductions on your tax return, then you could be missing out on thousands of dollars in tax savings. Many people do itemize but are capped because they make too much money. And if you’re in this camp, maybe you’re wondering what you can do to shelter more money from taxes.

If you work for a company that has a 401k, 403b, or any other tax deferred retirement plan, then you should be contributing. There really is no better tax shelter than this, especially if you are in a very high tax bracket.

This advice may sound basic, but often times that is the best advice possible. Read more “The Ultimate Tax Shelter”

Volatility in the Stock Market

There has been a downward spiral in the stock market in the last couple months and people are concerned. Could it have something to do with China? Are there other factors? As an investor what should you do? Check out the video to see my take on the recent volatility.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

2016: 10 Predictions to Count On

The New Year is a customary time to speculate. In a digital age, when past forecasts are available online, market and media professionals find it harder to hide their blushes when their financial predictions go awry. But there are ways around that.

Ten Predictions to Count On by Jim Parker of DFA Australia Limited shows us what we can count on in the stock market this year.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

Unhealthy Attachments

Have you ever made yourself suffer through a bad movie because, having paid for the ticket, you felt you had to get your money’s worth? Some people treat investment the same way. We found an informative article that addresses this. Please read Unhealthy Attachments here.

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Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

Considering Central Bank Influence on Yields

Should you make investment decisions based on what you think the Fed will do?  Is the Fed “really” trying to keep interest rates low?  Click here to read an interesting point of view.

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Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™

Identity Theft SEC Alert

The SEC (Security and Exchange Commission) recently issued an Investor Alert to provide investors with important steps to take regarding their investment accounts should they become victims of identity theft or a data breach.  Our goal as a planning firm is to provide you with tools and resources to stay on top of issues and threats before they arise.  Click here to read the full alert.

If you’re new to our blog and wish to remain connected and receive future articles, please sign up for our eContent. Also feel free to list any comments below that you may have.

Brad E.S. Tinnon
CERTIFIED FINANCIAL PLANNER™